Private credit programme — family office

Situation

A single family office with significant liquid wealth and a conservative risk posture wanted structured exposure to private credit. The family had no internal investment team, no documented investment policy, no governance framework for alternatives, and no existing manager relationships in the space. Prior attempts to access private credit had stalled at the diligence stage due to lack of internal capacity.

What we did

Conducted a full diagnostic of the family's balance sheet, liquidity needs, and risk tolerance. Drafted a bespoke investment policy statement with explicit risk limits, concentration caps, and liquidity ladders. Designed a three-sleeve private credit programme spanning direct lending, trade finance, and specialty credit. Sourced, diligenced, and recommended three programme managers through a stage-gated process with documented scoring. Built a consolidated reporting framework with monthly dashboards and quarterly board packs. Established governance cadence including quarterly investment committee reviews with documented decision logs.

Outcome

Deployed $40M+ into diversified private credit within 6 months of engagement. The family now has board-ready reporting, documented governance, and loss controls operating from day one. The programme has been running for two years with no credit events outside tolerance and a net yield consistently above the family's target.

Detail and references available under NDA for qualified counterparties.